For as long as Americans can remember, on Independence Day, fireworks are painted across the skies above rivers, parks, and rooftop bars, in local town squares, off coastlines, and in our own backyards. The Fourth of July is a day of people coming together in celebration. But, each year, casualty and injury rates increase in the 30-day period surrounding Independence Day.
When you submit an application for quoting, are you confident that you provided enough information to your underwriter? Maybe there were a few items on your application that could have been answered more thoroughly. We're here to provide you with the best possible quote, but in order to do so, we rely on you to provide us with this detailed information.
We've all heard it: the generational gap is making a huge impact on our work environments. This 'gap' is creating barriers and difficulties for upper management and human resource professionals. Well - forget what you've heard about the characteristics of generations. Instead, focus on the attributes of the individuals themselves. Challenging the workforce to come together can re-enforce effective communication and collaboration across generations to avoid the effects of the 'gap.'
With CSA scores being examined left and right there are many things your truckers can do to help clean up their scores. One of the most common violations relate to log books. Your drivers could be doing everything correct in term of hours of service but a simple incorrect abbreviation could come back to haunt them. Electronic logs can make many potential issues disappear helping your insured's improve their scores and avoid costly fines.
Electronic Logging Device
There is no doubt that every insurance carrier is looking to make sure they are completely comfortable they understand the full exposure of risk they are insuring. Two ways they can learn a lot about a risk are property inspections and reviewing renewal applications.
Property & Casualty,
It's that time of the year again! Flowers are blooming and our calendars are full - from weddings to fundraisers to graduation parties. What do most events have in common? Liquor (it's okay, we know you were thinking it too)! With all of the commotion when planning events, many may look over the liquor liability and how important coverage can be. If your insured is providing liquor at their party or event, there are a few questions that need to be asked:
Property & Casualty,
liquor liability insurance,
host liquor liability,
DRONES! We've been reading and hearing about this innovative technology for a while now and it's finally beginning to make way. A wide variety of industry's are understanding the benefits of drones and taking advantage of them! But what do risk managers have to say? How will drones be used commercially?
Twenty-three states currently have laws legalizing marijuana in some form or another. Michigan and Illinois are two of them where usage and growing for medical needs are legal.
If you're less familiar with bonding for commercial contractors, one of the first pieces of information you'll need to gather is their work on hand. This can be key to an underwriter when looking to approve a bond, as contractors can potentially default due to their overextended workload.
work on hand reports,
Ever think of living in an earth home? Converting a dome or caboose into a home? How about living with exotic animals? People don't just live in a traditional home with a white picket fence, a tire swing, and a dog anymore. Many are swaying from conventional ways and applying their creative desires to their homes in every way possible. And guess what? No matter how unique, we can write them!