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Excess and Surplus Lines Broker

The Intersection : J.M. Wilson Blog

Don't Drop the Ball on Liquor Liability

Posted by Betty Yahr on May 17, 2016 9:00:00 AM

It's that time of the year again! Flowers are blooming and our calendars are full - from weddings to fundraisers to graduation parties. What do most events have in common? Liquor (it's okay, we know you were thinking it too)!  With all of the commotion when planning events, many may look over the liquor liability and how important coverage can be. If your insured is providing liquor at their party or event, there are a few questions that need to be asked:

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Topics: Property & Casualty, special event, liquor liability, liquor liability insurance, host liquor liability, event

Commercial Use of Drones is on the Rise

Posted by James Reincke, AU, AIS on May 10, 2016 9:00:00 AM

DRONES! We've been reading and hearing about this innovative technology for a while now and it's finally beginning to make way. A wide variety of industry's are understanding the benefits of drones and taking advantage of them! But what do risk managers have to say? How will drones be used commercially?

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Topics: coverage, Brokerage, drones, new technology, risks

Medical Marijuana Growers Need Homeowners Coverage Too

Posted by Cheryl Gleason on May 3, 2016 9:00:00 AM

Twenty-three states currently have laws legalizing marijuana in some form or another. Michigan and Illinois are two of them where usage and growing for medical needs are legal.

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Topics: insurance coverage, medical marijuana, Personal Lines, homeowner

Providing Work on Hand for Commercial Contractor

Posted by Alissa Russell on Apr 26, 2016 9:30:00 AM

If you're less familiar with bonding for commercial contractors, one of the first pieces of information you'll need to gather is their work on hand. This can be key to an underwriter when looking to approve a bond, as contractors can potentially default due to their overextended workload.


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Topics: contractor, Surety, work on hand reports, bond

The Rise of the Non-Traditional Homeowners Market

Posted by Cheryl Gleason on Apr 19, 2016 9:30:00 AM

Ever think of living in an earth home? Converting a dome or caboose into a home? How about living with exotic animals? People don't just live in a traditional home with a white picket fence, a tire swing, and a dog anymore. Many are swaying from conventional ways and applying their creative desires to their homes in every way possible. And guess what? No matter how unique, we can write them!

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Topics: quote, homes, update

You'll Never Guess What We Just Quoted...

Posted by Roxanne Barry, CIC, CISR on Apr 12, 2016 9:30:00 AM

As a Managing General Agency that specializes in Excess and Surplus Lines (E&S) Insurance, our underwriters get to see all of the interesting risks that the standard lines markets are not interested in providing coverage for. From meth lab clean-up's to squash sling-shot's, here are some of the unique risks our Property and Casualty (P&C) Team recently quoted: 

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Topics: Property & Casualty, quote, E&S, risk

10 Tips for Your Next Customer Feedback Survey

Posted by Kristin O'Leary on Apr 5, 2016 9:30:00 AM

Are you ready to try a customer feedback survey for your agency? Utilize these 10 tips to create a survey that is easy to understand, easy to complete, and that provides you with actionable insights!

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Topics: tips, survey, Quality

So Your Insured Wants to be a Limo Driver?

Posted by Amanda Sharpe on Mar 29, 2016 9:30:00 AM

In the wake of ridesharing, more self-starters are supplementing their income by opening their own chauffeur service on the side. Coverage, qualifications, and licensing can vary by state. Are you up-to-date with your state's limo driver requirements? Respond to the needs of your insured faster with the answers to these most commonly asked limousine-related questions:
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Topics: transportation, insurance coverage, limo

Top 4 Coverage Questions Transportation Agents Ask

Posted by Amanda Sharpe on Mar 22, 2016 9:30:00 AM

Do you have a market for...? What is on-hook? What are filings? Why is it important to know the stretch of a vehicle? In the ever-growing world of transportation insurance, it can be nearly impossible to keep up with markets, terms, requirements, etc. To keep you ahead of the game, here are some answers to our transportation agents' most popular questions:

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Topics: transportation, filings, commercial transportation, Public Auto

Reminder: You Are Not Just Another Insurance Agent

Posted by Alyssa Salman on Mar 15, 2016 10:00:00 AM

You do much more than sell insurance for commission. You are a relationship builder, an entrepreneur, and most of all you are someone who makes an impact. Successful agents recognize this. Insurance marketing expert, Brent Kelly, says it best:

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Topics: insurance, Marketing, sales, branding

Disclaimer: This article is for informational purposes only. There is no legal advice being suggested or proffered. The author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. This article is the opinion of the author and is not supported or endorsed by J.M. Wilson. It should not be relied upon and may contain inaccuracies or content may have changed over time, contact your underwriter for the most current and accurate information. Any comments or responses are the opinions of their authors. Content on this site is believed to be covered under Fair Use.

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